Welcome To Bear Credit

If your business is looking to purchase equipment and requires finance options,

Bear Credit can help!



Catering Equipment



Business Finance


Office re-fits

Most Hard & Soft Assets Considered.......

The Cutting Edge of Asset Finance

Bear Credit offers a range of flexible funding options including Hire Purchase, Leasing and Refinancing.

What We Finance

  • Cars
  • Vans / Light Commercial Vehicles
  • Heavy Goods Vehicles / Haulage
  • Agricultural vehicles, machinery and equipment
  • Horse Box and Trailers
  • Bus and Coaches
  • Technology (IT equipment, phone systems and more)
  • Engineering
  • Classic Cars & Prestige Vehicles
  • Renewable Energy

Fleet / Vehicles

Information Technology



Types of Finance

Hire Purchase

Hire Purchase – Spread the cost over time

Hire Purchase enables you to acquire an asset while paying for it in instalments over an agreed timescale – the term. At the end of the term, you have the option to purchase the asset outright.

Far more flexible than a conventional loan, Hire Purchase lets you spread the cost of your investment over the life of the asset, making it easier to budget. Hire Purchase is particularly suitable for acquiring vehicles, machinery, construction and commercial equipment with a resell value.

Finance Lease

Our Finance Lease arrangements lets you use the equipment you need without having to buy it outright.

You will pay a rental to the funder for the use of the Asset. The rental period (the primary lease term) is flexible and can be tailored to your usage needs and cash flow. During this period, you will pay the funder the full cost of the asset, including interest

Then, when you reach the end of the primary lease term you can choose to:

  • continue to use the asset by entering a secondary rental period
  • sell the asset and keep a portion of the income from the sale
  • return the asset

Adopting to Change

Terms: From 12 to 60 months

Borrow From: £2,000 to £5,000,000

Why Bear Credit?

Bear Credit is an Asset Finance credit broker that aims towards building long lasting relationships with our customers and introducers and is determined to deliver outstanding customer service

We can work directly with the customer or the supplier of the equipment. Very simply we want the process of applying for finance to be as simple as possible for you, let us do the hard work.

Having a comprehensive panel of funders means that we can provide a fair and competitive solution which could save you money over the term of your agreement. If you want to save money for you or your business, get in touch via our ‘contact us’ page today’

Bear Credit Asset Finance

When it comes to finance, I hope you can ‘Bear’ us in mind.

Our aim is deliver the highest level of customer service and provide a finance solution tailored to you or your business.

Bear Credit Asset Finance was created to be the No. 1 Asset Finance broker and to be the No. 1 choice for businesses when financing equipment.

Looking for finance??

For finance that’s FAIR speak to BEAR.


-James Bligh